Services Built For Credit

For more than 20 years, Karum has provided private label credit solutions to some of the world’s largest retailers, enabling them to increase sales, increase gross margin ROI and customer loyalty. With our innovative suite of services ranging from application processing, transaction authorization and customer service, we provide all of the necessary functions for companies to quickly, easily and cost-effectively manage a credit card program.

  • Proven track record with retailers
  • Scalable and effective credit operations
  • Integrated service architecture
  • Best-in-class security policies, procedures and infrastructure

From initial implementation to card issuance, our processing platform and associated services get your credit cards into your customers hands quickly. More >

Credit Center
On behalf of your brand, our staff handles all inbound account inquiries as well as outbound call programs to ensure great customer service and to open up additional revenue opportunities. More >

We minimize the cost, risk and time associated with collection by offering effective services that integrate with your business standards and treat your customers with the respect they deserve. More >

Portfolio Services
To help maximize the financial benefits of offering private label credit, we also offer portfolio management solutions. More >